InsurMedix LLC Online Privacy Policy

 

last updated: November 1, 2021

 

Welcome to theInsurMedix LLC (“InsurMedix”) website (www.insurmedix.com) (the “Website”).This written online privacy policy (this "Privacy Policy") is designed to inform our website users and visitors (“Users”) about our practices related to the collection, use, and disclosure of information that you may provide to us, including via this Website and certain other related services.Please be sure to read this entire Privacy Policy before using, or submitting information to, this Website.

 

ThisPrivacy Policy has been compiled to better serve those who are concerned with how their personal information, including, but not limited to, their PersonallyIdentifiable Information (“PII”) is being used online. PII, as that term is used in United States privacy and information security law, is generally defined as information that can be used, either on its own or with other information, to identify, contact, or locate a single person, or to identify an individual in context.  

Agreement to thisPrivacy Policy:By using this Website, you consent to this Privacy Policy, including your consent to our use and disclosure of information about you in the manner described herein.

INFORMATION WE COLLECT ABOUT YOU AND HOW WE COLLECT IT

 

We may collect several types of information from and about Users, including information:

§    By which you may be personally identified, such as name, postal address, birth date, e-mail address, or telephone number ("personal information");

§    That is about you but individually does not identify you, such as non-personal demographic information;

§    About your internet connection, the equipment you use to access our Website and usage details.

We may collect this information:

§    Directly from you when you provide it to us; or

§    Automatically as you navigate through the Website. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons and/or other tracking technologies.

INFORMATION YOU PROVIDE TO US

 

The information we collect may include:

§    Information that you provide by filling in forms on our Website.This may include information provided at the time of registering to use ourWebsite, subscribing to our emails or text messages, or requesting further information-or services. We may also ask you for information for other reasons, such as,for example, if you report a problem with our Website.

§    Records and copies of your correspondence (including mail-addresses), if you contact us.

§    Your responses to surveys that we might ask you to complete for-research purposes.

§    Your search queries on the Website.

§    Information provided to us through social networks or third-party platforms when you, for example, engage with our social media content, or communicate with us via social media (such as your name, e-mail, profile picture, likes, location, friend list, photos or other information described by the applicable social network or platform).

YOUR PERSONAL HEALTH INFORMATION

 

In certain limited circumstances, InsurMedix’s use of your information may also be subject to the requirements of the Health InsurancePortability and Accountability Act (“HIPAA”). For example, if you complete a personalized health risk assessment, the information you provide may be subject to HIPAA.

 

In those circumstances, the terms of the applicable InsurMedix HIPAA notice of Practices will apply.

 

USAGE DETAILS, IP ADDRESSES AND COOKIES

 

As you navigate through and interact with our Website, or our advertising or applications on third-party websites and services, we may automatically collect certain information about your equipment, browsing actions and patterns, including:

§    Details of your visits to our Website, including traffic data, location data, logs and other communication data and the resources that you access and use on the Website.

§    Information about your computer and internet connection, including your IP address, operating system and browser type.

§    The information we collect automatically is statistical data, and does not alone identify any individual. It generally helps us improve ourWebsite and deliver a better and more personalized service, and may enable us to:

     
     
  • Estimate our audience size and usage patterns.
  •  
  • Store information about your preferences, allowing us to customize our Website according to your individual interests.
  •  
  • Speed up your searches.
  •  
  • Recognize you when you return to our Website.
  •  

§    The technologies we use for this automatic data collection may include:

     
     
  • Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our       Website.
  •  
  • Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your       preferences and navigation to, from and on our Website.  Flash cookies are not managed by the same browser settings as are used for       browser cookies. 
  •  
  • Web Beacons. We may place tags on our webpages called “web beacons.” These are computer instructions that link web pages to particular web servers and their cookies.
  •  

THIRD PARTY WEB ANALYTICS SERVICES

 

We may use third party web analytics services on this Website and our social media pages, such as those of, for example, Google Analytics.  The service providers that administer these services use technologies such as cookies, web server logs and web beacons to collect information (such as IP address) and use that information to help us analyze how visitors use the Website.  These vendors may use cookies placed on this Website (such as the Google Analytics cookie) and cookies placed on third-party web sites (such as Google advertising cookies), or other third-party identifiers, together, to analyze our Website visitors.

 

You may deactivate the ability of Google Analytics to analyze your browsing activities on thisWebsite.  To disable Google Analytics, please download the browser add-on provided by Google at https://tools.google.com/dlpage/gaoptout?hl=en.  To learn more about privacy and Google Analytics please consult the GoogleAnalytics overview provided by Google at: https://www.google.com/intl/en/analytics/privacyoverview.html

 

TARGETED ADVERTISING & THIRD-PARTY ADVERTISER USE OF COOKIES AND OTHER TRACKING TECHNOLOGIES

 

Third-party advertisers, if and when we employ or permit these types of services, may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about users of the Website. This may include information about Users' behavior on this and other websites to serve them interested-based behavioral advertising. We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement, you should contact the third party directly. For information on how to opt-out of these third-party services, please see the “Choices” section below.

 

HOW WE USE YOUR INFORMATION

 

We may use the information that we collect about you or that you provide to us, including any personal information for the following purposes:

§    To manage your account, if you have one with us.

§    To present our Website and its contents to you.

§    To provide you with information, products, or services that you request.

§    To process and complete your transaction(s), if any.

§    To fulfill any other purpose for which you provide it.

§    To notify you about changes to our Website or any products or services we offer or provide though it.

§    To allow you to participate in interactive features on ourWebsite.

§    For online surveys and other interactive user content.

§    In any other way we may describe when you provide the information.

§    To tailor ads displayed to you based on your interests and history with us.

§    To respond to your inquiries.

§    Taking any action that we believe to be necessary or appropriate:(a) to investigate, prevent and detect illegal activities; (b) under applicable laws, including laws outside your country of residence; (c) to comply with legal process; (d) to respond to requests from public and government authorities including public and government authorities outside your country of residence; (e) to enforce our Terms of Service and one or more of our privacy notices, including this notice; (f) to protect our operations or those of our affiliates; and (g) to protect our rights, privacy, safety or property, and/or that of our affiliates.

§    For other purposes with your consent.

DISCLOSURE OF YOUR INFORMATION

We may disclose personal information that we collect or you provide as described in this Privacy Policy:

§    To our subsidiaries and affiliates.

§    To contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

§    If you have opted in to such sharing and in accordance with applicable laws and regulations, to unaffiliated persons and companies who may offer you products or services that may be of interest.

§    To fulfill the purpose for which you provide it.

§    For any other purpose disclosed by us when you provide the information.

DATA TRANSFERS

 

Your personal information may be transferred to countries other than the country in which it was originally collected and your personal information may be processed and stored outside of your country of residence. Those countries may not have the same data protection laws as your country of residence and your personal information will be subject to applicable foreign laws. When we transfer your information to other countries, we will protect that information in the manner described in this Privacy Policy.

 

CHOICES ABOUT HOW WE USE AND DISCLOSE YOUR INFORMATION

 

We strive to provide you with choices regarding the personal information you provide to us. 

  • Promotional Offers from InsurMedix. If you do not wish to have your e-mail address, cell phone number, or other contact information used by InsurMedix to promote our own products or services or those of an affiliate’s, you can opt-out by sending us an e-mail stating your request to info@insurmedix.com.
  • We do not control any third parties' collection or use of your information to serve interest-based advertising.  However these third parties may     provide you with ways to choose not to have your information collected or used in this way. To learn more about advertising networks and to opt out of interest-based advertising, visit the Digital Advertising Alliance at www.aboutads.info/choices or the Network Advertising Initiative at www.networkadvertising.org/choices.  

REVIEWING, UPDATING AND MODIFYING PERSONAL INFORMATION

 

Subject to applicable law, you may have the right to request access to and receive details about the personal information we maintain about you, update and correct inaccuracies in your personal information, and have the information blocked or deleted, as appropriate. The right to access personal information may be limited in some circumstances by local law requirements. We may take reasonable steps to verify your identity before granting access or making corrections. You may request to review, change or delete your personal information by sending an email to info@insurmedix.com.

 

THIRD-PARTY LINKS

 

Occasionally, we may link to third-party content, applications, or websites on our website. This third-party content has their own privacy practices. This Privacy Policy does not describe how these third parties collect and use data.

 

California Do Not Track Disclosures

 

How do we respond to Web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities overtime and across third-party websites or online services?

 

We currently do not respond to DNT signals in browsers.

 

May other parties collect personally identifiable information about an individual consumer’s online activities over time and across different websites when they visit www.insurmedix.com?  

 

Yes.  

 

Notice to California Residents

Residents of the State of California have the right to request information from InsurMedix regarding other companies to whom the company has disclosed certain categories of information during the preceding year for those companies’ direct marketing purposes. If you are aCalifornia resident and would like to make such a request, please email info@insurmedix.comor write to us at [enter address for this purpose].  

 

Notice to Users Outside of the United States

This Online Privacy Policy is intended to cover collection of information on our website from residents of the United States. If you are visiting our website from outside the UnitedStates, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third-parties with whom we share it as described in thisPrivacy Policy.

 

HOW DO WE PROTECT YOUR PERSONAL INFORMATION?

 

We use many different measures to help protect information transmitted over or stored on our systems.For example, your Personal Information is contained behind secured networks, and is encrypted when transmitted to us via Secure Socket Layer (SSL)technology, to try and keep the information secure.

 

We regularly review our information collection, storage, and processing practices, including physical security measures, to guard against unauthorized access to systems.

 

Nevertheless, unfortunately, no method of transmitting or storing data can be guaranteed to be 100% secure.As a result, although we strive to protect your personal information, we cannot ensure the security of any information you transmit to us through, or in connection with, the Website. If you have reason to believe that your interaction with us is no longer secure, please immediately notify us of the problem by contacting us in accordance with the “Contacting Us” section below.

 

Children Under 18

 

Our Website is not intended to be used by children under 18 years old. You represent and warrant that you are at least 18 years of age. If you are under age 18, you may not use the Website or services. We do not knowingly collect personal information from,or target our Website or services to children under the age 18. We understand that there may be exceptions to this rule including, but not limited to, children who are emancipated. If we discover that the Website is being used inappropriately, we will take steps, if possible, to disable access so that the individual may no longer access our Website.

 

CHANGES TO THIS PRIVACY POLICY

 

We reserve the right to modify this Privacy Policy at any time. The provisions contained in this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this Website. Any and all changes will be made here, to this Privacy Policy.

 

We encourage you to check ourWebsite frequently to see the current privacy policy to be informed of how we are committed to protecting your information and providing you with improved content on our Website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to thisPrivacy Policy so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

 

You can determine when we last revised this Privacy Policy by referring to the “LAST UPDATED” date at the top of this page. If you do not agree with the terms of this Privacy Policy, in whole or in part, you can choose to discontinue your use of the Website.

 

CONTACTING US

 

If you have any questions about your personal information or this Privacy Policy, please contact us by email at info@insurmedix.com.

 

Please print and retain a copy of this privacy policy for your records.

Digital Health Insurance

WHERE THERE IS NONE